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An externality, in economics terms, is a side effect, societal cost, or consequence of an economic transaction or activity that is not reflected in the cost of said transaction or activity and not primarily borne by those directly involved in the transaction or activity

The researchers also asked for ideas about how to communicate the message

Check for Realistic Pricing - While everyone loves a deal, pricing that seems impossibly low is often a sign of counterfeit or expired products

"On a normal day, my friends and I would go through an eight-ball

Liabilities: are debts owed to creditors, lenders, and other entities, such as accounts payable (money owed to suppliers)